Date of Submission
Spring 2019
Academic Programs and Concentrations
Mathematics
Project Advisor 1
Sven Anderson
Abstract/Artist's Statement
This project studies the classification variable ‘default’ in Peer to Peer lending dataset known as Lending Club. The project improved on existing work in terms of accuracy, F-1 measure, precision, recall, and root mean squared error. We explored balancing techniques such as oversampling the minority class, undersampling the majority class, and random forests with balanced bootstraps. We also analyzed and proposed new features that improve the Learner performance.
Open Access Agreement
Open Access
Creative Commons License
This work is licensed under a Creative Commons Attribution-Noncommercial-No Derivative Works 4.0 License.
Recommended Citation
Bokhari, Mohammad Mubasil, "Credit Risk Analysis in Peer to Peer Lending Data set: Lending Club" (2019). Senior Projects Spring 2019. 105.
https://digitalcommons.bard.edu/senproj_s2019/105
This work is protected by a Creative Commons license. Any use not permitted under that license is prohibited.